First Things First (NEW POST)

First Things First
by Mark Ferguson

“first things first” ~ The Notorious B.I.G.

Despite the bad news we hear all day, every day, concerning the current economic crisis, there are still opportunities to take advantage of, for those who are prepared. Topping the list are interest rates that are at the lowest they’ve been in 30 years, and housing prices across the country going in the same direction. But, we can only benefit from these opportunities if our financial houses are in order.

Success = Preparation + Opportunity

Taking an honest look at your credit report is the first step for your financial health. It is equivalent to a physical exam, in the context of it being data that represents, or shows, where you are, where you have been, both good and bad, and where you are going.

Most consumers automatically go to the bad things that have occurred in their lives when the conversation of credit scores comes up. We know exactly what we were doing, who we were with, and anything bad associated with our credit when we see bad trade lines, yet many of us automatically assume certain people we know have excellent credit. We have to start expecting the best from ourselves if we are going to move into better years to come financially fit.

The hardest part is accepting the TRUTH.

The truth being that our credit is either bad or great. It is alright if you are not where you want to be, most of us are not either. What is important is that we are taking the proper steps to guarantee a better future. Some of us are closer to our goals and others are years away. It’s just that plain. We won’t know what steps need to be taken until we first take a realistic look at where we are. In doing this first step, we will see what must be done in our financial lives to correct these reports, that are used to evaluate us, and move us to the approved status in everything we do.

Peace and Excellent Credit!